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Ram Fincorp offers instant, easy, and hassle-free personal loans at your fingertips. Not only do we provide the fastest possible payout, but we also offer low-interest rates. Rest assured, as your trusted NBFC, we aim to credit the loan to your bank account in 30 minutes!

We are an RBI registered NBFC committed to providing personal loans to employed professionals. We easily meet your unique financial needs by incorporating innovation into the credit availing process, giving you instant access to funds directly. We offer loans at affordable interest rates due to a minimal risk profile. At Ram Fincorp, we take pride in offering the lowest interest rates to our borrowers, ensuring they are not unnecessarily burdened by high-interest rates.

We offer loans at affordable interest rates due to a minimal risk profile. At Ram Fincorp, we take pride in providing the lowest interest rates to ensure our borrowers do not face unnecessary financial burdens due to hefty interest rates.

Empowering borrowers to meet all their financial needs.

Banking is undergoing global digitization, and traditionally, some products, like personal loans, involve physical interactions. At Ram Fincorp, we've created a comprehensive solution to digitize the entire personal lending process. No more waiting in lines for your personal loan!

Unmatched and Unique Features of Our Personal Loans

  • Choice of easy loan repayments
  • Borrowers are not charged any service fees
  • Low-Interest Rates
  • Easy one-click renewal Easy loan approval and payout process
  • No Compounding
  • Easy Loan Administration
  • Fast Approvals and Payouts
  • No Pre-Approval / Closure Fees
  • No need to have high income
  • Bad / Poor Credit Score

Our Mission

Our mission is simple: to effortlessly build a unique lending platform that enables customers to easily avail of loans. We work diligently to simplify our customers' lives by providing quick and easy access to funds.

LOAN MODEL

  • Loan Amount: - 5,000 to 2,00,000
  • Interest Rate: - Up to 36% per annum
  • APR: 36% MA
  • Age: - 21 to 55 years
  • Pre-closure charges – As applicable
  • Late payment fee - as applicable (Charged only, if repayment is delayed)
  • Processing Fee: - Up to 5%
  • Loan tenure: - 90 days to 365 days

Sample Loan Calculation

  • Loan amount: ₹ 30,000 at interest rate of 30% p.a.
  • Loan Duration: 3 Months
  • Total personal loan interest = ₹ 2,250
  • Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
  • Total Deductibles (PF + GST): ₹ 590
  • In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590= ₹ 29,410
  • Total repayable Amount (Loan Amount + Interest): ₹ 32,250
  • Monthly EMI Repayable (Loan Amount + Interest / No of EMI's): ₹10,750
  • PF + GST are deducted upfront during the loan disbursal.

Customers Testimonials

Customers Testimonials

It's really necessary to thank Rakesh and Mohit for their help to get the loan amount as soon as they done it .... thanks once again Ram Fincorp.

Sonali Chabra

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