Terms & Condition

PLEASE READ THESE TERMS AND CONDITIONS ("Terms") CAREFULLY. THESE TERMS FORM A LEGAL AGREEMENT BETWEEN RAM FINCORP.IN AND YOU. BY CLICKING ON "I ACCEPT" OR "I AGREE" OR BY DOWNLOADING, INSTALLING OR OTHERWISE USING THE SERVICES, YOU ACCEPT AND AGREE TO THE TERMS CONTAINED HEREIN. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT CLICK "I ACCEPT" OR "I AGREE" OR DOWNLOAD, INSTALL OR USE THE SERVICES.

DEFINITIONS:

"Application or App." or “Website” shall mean RAM FINCORP the mobile application/website created, developed and designed by the Company for providing the Services.

"LENDER" shall mean non-banking financial company or Banks with whom the Company has tied up for loan sanction, which would sanction, process and grant the Loan to the Customer(s), through the Platform.

"Company" or "we" shall mean R.K. Bansal Finance Private Limited, a company incorporated under the Companies Act, 1956 having its registered office at 4338, Padam Singh Road, Karol Bagh, New Delhi, Delhi, 110005

"Customer(s)" or "you" or "End-Users" shall mean any person who accesses, downloads, uses, views the Platform and the Services.

"Loan" shall mean the loan that you may apply for through the Platform and which is sanctioned and granted by LENDER, subject to the applicable terms and conditions of the Loan Agreement.

"Loan Agreement" shall mean the loan agreement to be executed between LENDER and the Customer(s) for granting the Loan whether in physical or electronic form as may be applicable from time-to-time.

"Online Stores" \shall mean Windows Store, Android Google Play, iOS App store or any other online store or portal where the App will be made available by the Company to the End-Users, from time to time.

"Outstanding Amount(s)" shall mean the Loan, interests and charges due and payable by you to LENDER, on respective due date(s).

"Platform" shall mean the App and the Website collectively.

"Services" shall mean the services of granting, sanctioning, lending of emergency loans, through the Platform by LENDER.

"SMS" We gather, send, and store transactional SMS data from your phone on our secure third-party server with your consent. This information is used to verify and analyze your financial situation and to ascertain your cash flow, credits, income, and spending habits. We don't gather, examine, or keep any private SMS account information.

"Third Party Platforms" shall mean social networking platforms, such as Facebook, LinkedIn and other similar platforms.

"User Data" shall mean any data, information, documents or materials submitted with the Company prior to or during the use of the Services.

"Website" shall mean www.RamFincorp.in, managed and operated by the Company for the provision of Services.